Orange County Chapter 7 Bankruptcy

Chapter 7 bankruptcy is sometimes referred to as a “Liquidation Bankruptcy.”  Its primary purpose is to discharge certain debts and give you a “clean slate” in a relatively short period of time. You will be able to live your life free of collector calls, overdue payments, and the stress of being sued.  You will have no more personal liability for your discharged debts upon completion of your Chapter 7 bankruptcy case.

A Chapter 7 bankruptcy is available to individuals and businesses.  We have been Orange County, California, Chapter 7 Bankruptcy Attorneys for over 25 years. 

To file a Chapter 7 bankruptcy, you must provide the following:

  • A list of assets and debts
  • A list of monthly living expenses
  • Driver license
  • Social Security card
  • Tax returns from the previous year
  • Certification that you have completed credit counseling

Once a bankruptcy petition has been filed, an automatic “stay” will be issued by the court that will give you immediate relief from creditor actions.  As long as this stay is in effect, creditors generally cannot initiate or continue lawsuits, threatening telephone calls, or wage garnishments.

Once your trustee is satisfied that the information in your Chapter 7 bankruptcy filing is correct, you will rest easy by becoming eligible for a Chapter 7 discharge.  A typical Chapter 7 bankruptcy takes approximately six months from initial filing to discharge.

A WORD FROM OUR CLIENTS

  • Red Hill Law Group really knows their stuff. They certainly don’t try to push you into bankruptcy. They carefully explained everything, including how a short sale could impact you, and how sometimes it’s better to file Chapter 13, keep your house and make payments. They really seem to care about their clients and that’s very important to me. I recommend them highly.

     

  • The team at Red Hill Law Group took the time to explain our options and how they could help us climb out from under what seemed a mountain of debt.  Bert Briones was so professional, responsive and understanding of our situation it gave us the reassurance we needed to move forward.    I would recommend the Red Hill Law Group team to anyone struggling with credit card debt and unsure of what next steps to take.

  • Bert and his staff are truly exceptional. They treated me with respect and the utmost sensitivity. They were always easy to reach by phone too, which is huge. Altogether, working with them was a very positive experience for me, and I could not recommend them highly enough.

  • They made my hard situation so easy for me.  Accomodated my work schedule and so down to earth and friendly.  Told me exactly what to expect up front and every thing went exactly as planned.  Kelly, Bert’s assistant, was awesome too.  She is sweet, professional and organized!

  • Red Hill Law Group has helped in a way that would have been impossible for me to do on my own. They have negotiated on my behalf and have come up with a reasonable re-payment plan with my creditors.  Although this has been a long journey for me I look forward to the day that I am completely debt free and I will owe that respect to this law group.

  • Red Hill Law Group has been very helpful and resourceful. I was treated with respect and care.  The results were beyond my expectations.

Orange County Bankruptcy Attorney Bert Briones

FREE consultation

Orange County Bankruptcy Attorney
Bankruptcy Lawyer in Orange County CA.


Call 949-468-0915 for a FREE consultation today.
Learn if Chapter 7 is right for you or if Chapter 13 is a better option.